What You Should Know About The CFP Certification Requirements?

The financial services industry is a highly regulated industry that is why it is important that all financial professional must remain and continue to be suitable to the position they have in this industry. To achieve that they must successfully earn the prestigious and globally accepted Certified Financial Planner Certification. Certified Financial Planner Certification is a designation awarded by the Certified Financial Planner Board of Standards (CFP Board) to those financial planners and other professionals who were able to complete the formal CFP course curriculum and most of all successfully passed the Certified Financial Planner Certification Examination.

Like any other examinations in order for you to qualify on taking the Certified Financial Planner Certification Examination there are set requirements that you must complete. The CFP Certification requirements are mandated by the Certified Financial Planner Board of Standards (CFP Board) which means that you must really comply with it in order for you to be able to take the exam. And take note that passing this exam is the only way for you to earn the CFP Certification.

Allow me to discuss to you further the CFP Certification requirements that you have to complete before taking the CFP Exams. You have to meet the educational qualifications and that is by earning a Bachelor’s degree or higher from any form of discipline as long as it is from an accredited college or university. It will be an advantage on your part if you also have an educational background in the fields of finance, accountancy, management and ethics in this way you have a wider scope of learning.

You must also complete the formal CFP course curriculum that will require you to take special course subjects that can be very helpful in order for you to successfully ace the CFP certification exam. These special course subjects are the major content of the certification exam that is why you must have a good review and lectures about it for you to gain the knowledge that you need. Listed below are the special course subjects that you have to take.

a) Fundamentals in Financial Planning Program
b) Insurance Planning Program
c) Investment Planning Program
d) Income Tax Planning Program
e) Estate Planning Program
f) Employee Benefits Planning Program
g) Retirement Planning Program
h) Case Study in Financial Planning Program
i) Capstone Case in Financial Planning Program

Another requirement is that you have to complete a three years working experience as a financial planner, assistant financial planner or any career related in financial services industry. Lastly, you must submit for a background check and adhere to the Code of ethics set by the industry.

Aiming for a successful financial planning career is very important if you want to make it big in this industry. That is why you should really take the CFP exam and pass it in order for you to earn the strongest designation and that is the Certified Financial Planner Certification.

Earning The CFP Continuing Education Units

Earning the prestigious Certified Financial Planner Certification goes with a great responsibility. This is the designation awarded by the Certified Financial Planner Board of Standards to those individuals who were able to complete the formal CFP course program and at the same time successfully passed the Certified Financial Planner Certification Examination. As you own this credential it is very important that you live according to its standards and principles.

Certified Financial Planners play an important role in the financial services industry. These are group of professionals who help their clients in terms of their financial needs and stability. That is why it is very important that these professionals abide with the standards of the industry in order for them to provide the ample services that their clients deserve.

Certified Financial Planner professionals are required to take CFP continuing education (CE) in order for them to maintain their certifications. They must earn the needed CE units that are mandated by the Certified Financial Planner Board of Standards, Inc. (CFP Board). A CFP continuing education is part of the requirement to be able to ensure that all Certified Financial Planners stay current with that is going on in the industry and at the same time to help contribute in increasing professional competency of CFP professionals. This is very important because all CFP professionals agree to adhere to the standard that includes any future revisions within the field.

A CFP professional is required to renew their CFP Certification every other year and you will be able to do that by undergoing CFP CE units. Your CE requirement is immediately effective once you get your initial certification. The number of Continuing Education hours for every newly certified CFP professionals is calculated based on the period of their first initial certification up to the end of the initial certification period. They are also required to complete a 30 hours of Continuing Education in every reporting period. The 30 hours Continuing Education is composed of two hours CFP Board approved Ethics and at the same time 28 hours from one or more of the accepted subject topics. The 2 hours Ethics continuing education is required in order to ensure that all CFP professionals continue and remain informed of the Standards of Professional Conduct in which they agree to adhere to as part of the condition in receiving the CFP certification. You will be able to earn you CE hours during the current reporting period. This is a 2 year period which ends during the last day of the CFP’s professional renewal month.

Being able to earn the needed CFP continuing education units needed is really important to your career as a Certified Financial Planner. Aside from the fact that this is the only way for you to renew your license this can also help you in gaining additional learning that can help in the betterment of your career.

Why Undergo A CFP Certification Program?

It matters a lot that you have a strong and solid financial planning career if you want to stand strong in this industry. The best way for you to be set apart from other financial planners is through getting certified. As they say, anyone can be a financial planner but not everyone is a Certified Financial Planner. How important is the Certified Financial Planner Certification that is can bring so much change to your career?

The Certified Financial Planner Certification is a designation awarded to those financial planners and other professionals who were able to complete the formal CFP course program and most of all successfully passed the CFP Certification Examination. The CFP Certification is a post graduate credential earned by professionals who want to take their financial career to the next level, get better position or job opportunities, get higher salary compensation, strengthen their skills, broaden their scope of knowledge and expertise and most of all to keep up with the current standards of the financial services industry.

The first step that you have to make in order for you to earn the prestigious CFP Certification is that you have to get in to the right school and take the CFP Certification Program. Studying in the best CFP School can be of great advantage because in this you are certain of taking the best course program that can provide you the financial education that you need.

The CFP Certification Program will introduce you to the Certified Financial Planner Courses. The CFP Courses is organized by the CFP Board to ensure that a complete and thorough training will be provided in all aspects of financial services. This will help ensure that a complete knowledge and understanding will be provided on topics such as financial planning program, insurance planning program, income tax planning program, retirement planning program and many more. So basically, this course program covers the huge areas of financial services.

One of the educational tracks for the Certified Financial Planner Certification is completing the formal CFP courses. In this course program you are required to take special course subjects that are significant in financial services. Here are the special course subjects that you have to take:

• Fundamentals in Financial Planning Program
• Insurance Planning Program
• Investment Planning Program
• Income Tax Planning Program
• Estate Planning Program
• Retirement Planning Program
• Employee Benefits Planning Program
• Review of Case Studies in Financial Planning Program
• Capstone Course in Financial Planning Program

By taking the CFP Program you will be in the right track for your preparation in earning the Certified Financial Planner Certification. Doing this matters a lot in order for you to be well prepare because this can be a tough journey. But once you get to hold the certification it is all worth it. It can definitely lead you to a more successful financial planning career.

Know about the CFP Certification Program and the need for you to take it. To understand more about the CFP Certification Program you can go to and learn more about the CFP  career.

Taking The Certified Financial Planner Program

The Certified Financial Planner (CFP) Certification is the designation awarded by the Certified Financial Planner Board of Standards (CFP Board) to those individuals who were able to complete the formal Certified Financial Planner Courses and at the same time successfully passed the Certified Financial Planner Certification Exam. The CFP Certification is a post graduate certification that is earned by professionals who aim to further their career, apply for a higher or another job position, get a better salary compensation, broaden their knowledge, refine their skills and most of all keep up with the standards of the financial services industry.

Earning this certification is the smartest move in order for you to be set apart from other financial planners. The CFP certification is the smartest move in order for you to be set apart from other financial planners because this would imply to your potential clients and employers that you were able to earn the highest level of professionalism, competency and ethical practices that area significant in the financial services industry.

To successful earn such strong credential it is a must that you get in to the best CFP School and take their Certified Financial Planner Program. This is the program that will serve as your guide as you earn the CFP Certification. In this program you will also be able to take the Certified Financial Planner Courses. Completing these courses is part of the educational track for earning the CFP Certification.

The Certified Financial Planner Course curriculum is organized by the CFP Board to ensure that a complete and thorough training will be provided in all aspects of financial services. This will ensure that a complete knowledge and understanding will be provided on topics such as financial planning, insurance planning, income tax planning, retirement planning and many more. On top of that this will also teach you the basic principles, rules and regulations with regards to personal investments, the lifecycle of planning, educational planning and funding and most importantly the principles of investing through the use of monetary settlement. On top of that you will also learn the basics of foundational business and economics concepts which are both vital in the investment-planning industry. So everything there is to know about the study of financial services will be discussed in this curriculum.

Since through the Certified Financial Planner Program you will know about the CFP courses then it is very important that you really go through this program very well. Being able to get an in depth and thorough review on all the CFP courses can be of great benefit for you because in this way you will get the whole picture of it. Here are the important course subjects that you must take in order for you to gain the learning that you will need i
n order to pass the CFP Certification Examination.

1. Fundamentals of Financial Planning Program
2. Insurance Planning Program
3. Investment Planning Program
4. Calculator Training and Investments Program
5. Income Tax Planning Program
6. Risk Management Program
7. Retirement Planning Program
8. Employee Benefits Program
9. Estate Planning Program
10. Case Study Presentation in Financial Planning Program

Completing The Certified Financial Planner Courses

One of the strongest designations in the financial services industry can be earned through the help of taking the best Certified Financial Planner Courses. The Certified Financial Planner Certification is the designation awarded to those individuals who were able to complete the formal Certified Financial Planner Course Program and successfully pass the Certified Financial Planner Certification Examination. In earning the CFP Certification can definitely make a huge difference to your financial planning career.

Like what I mentioned earlier taking up the CFP Course Program played a significant role in order for you to become a Certified Financial Planner. It is very important that you get in to the right Certified Financial Planner School and take the best Certified Financial Planner Courses that can equip you with great financial education.

The CFP Course Curriculum is organized by the Certified Financial Planner Board of Standards to ensure that a complete and in depth training in financial services will be provided to those individuals who aim to become a Certified Financial Planner professional. Taking up these courses will give an assurance to the financial students as well as the industry that a through and in depth training in all areas of financial services such as financial planning, insurance planning, investment planning, income tax planning and many more will be provided. It is part of the educational track for the Certified Financial Planner Certification requires you to take special course subjects that are vital in financial services. The said special courses can help you a lot in passing the most challenging certification exams in the financial services industry and that is the CFP Exam. Mentioned below are the special course subjects that you have to take.

1. Fundamentals of Financial Planning Program
2. Insurance Planning Program
3. Income Tax Planning Program
4. Investment Planning Program
5. Estate Planning Program
6. Employee Benefits Planning Program
7. Retirement Planning Program
8. Case Study in Financial Planning Program
9. Capstone Case in Financial Planning Program

On top of that through taking the CFP Courses can also educate you the basic principles, rules and regulations with regards to personal investments, the lifecycle of planning, educational planning and funding and most importantly the principles of investing through the use of monetary settlement. It will also provide you with the basics of foundational business and economics concepts which are both vital in the investment-planning industry.

It really helps a lot that you undergo this course program because everything you need to know about the field of financial services will be tackled accordingly. And in pursuing a strong career in this industry it matters a lot that you are well educated and skilled in all aspects of financial services in order for you to keep up in spite of the tight competition taking place around you. So basically, with the right course program you will definitely ace it in the financial services industry.

What Kind Of Credential Is The Certified Financial Planner Certification?

In the financial services industry earning additional is a must in order for you to keep up and stand strong amidst the tight competition. We know how competitive and how highly regulated this industry that is why in some point it is obligatory for financial planning professionals to earn themselves additional credentials that can help strengthen their careers. Need not to say the strongest and best credential that you can earn is the well respected Certified Financial Planner Certification.

The CFP Certification is the designation awarded to those professionals who were able to complete the formal CFP course program and successfully passed the Certified Financial Planner Certification exam. This is awarded by the Certified Financial Planner Board of Standards, Inc. (CFP Board) and at the same time these professionals are member of the prestigious Financial Planning Association (FPA).

This is a post graduate certification that is earned by those individuals who wish to establish a strong and solid financial planning career. Aside from that this is also for those who aim to take their financial career further, strengthen their careers, apply for a higher or different job position and earn higher salary compensation. And at the same time for those individuals, who want to broaden their financial knowledge, refine their skills and most of all keep up with the standards of the financial services industry. Therefore, becoming a Certified Financial Planner is the best thing that you can do to your financial planning career because with this strong designation you will definitely be set apart from other financial planning professionals.

For you to be able to successfully earn the Certified Financial Planner Certification you must first pass the most challenging exams in the financial services industry and that is the Certified Financial Planner Exam. There are set requirements given by the CFP Board that you must comply with in order for you to qualify on taking the said exam. Here are the following requirements:

1. You have to meet the educational qualifications wherein you are asked to earn a Bachelor’s degree or higher from any form of discipline as long as it is from an accredited college or university.
2. You must also complete the CFP course curriculum wherein you are asked to complete a special course subjects that are vital in financial services. These special course subjects are also very helpful in order for you to gain the knowledge that you need in passing the certification exam.
3. You have to comply with is the three years full time work experience as a financial planner, assistant financial planner or any career related in the financial services industry.
4. You must also submit to a full background check.
5. You must adhere to the Code of Ethics set by the CFP Board.

By becoming a Certified Financial Planner you will be able to imply to your potential clients and employers that you were able to earn a high level of professionalism, competence, excellence and ethical practices that are important in the financial services industry.

Know about the prestigious  Certified Financial Planner Certification  and how important this is. To understand more about the Certified Financial Planner Certification you can go to and learn more about the CFP  career.

Facts About The Certified Financial Planner Association

 One of the most sought after and in demand professionals in the financial services industry are the Certified Financial Planners (CFPs). These are professionals who were able to earn the prestigious Certified Financial Planner Certification through completing all the CFP requirements set by the CFP Boards and most of all passing the Certified Financial Planner Certification Examination. These professionals provide proper and effective financial advice in order to help a lot of people with their financial matters. That is why they play such an important role in the lives of many people.

Certified Financial Planner professionals are one of the most respected and reputable professionals in both the financial planning sector and the financial services industry. With the CFP certification you will be able to set a good impression to your potential clients and employers because this would imply that you were able to earn the highest level of professionalism, competency and ethical practices that are vital in the financial services industry. Since all that are being said about CFP professionals only implies how important truly they are and because of that there is a solid association that guides them. This is when the role of the Certified Financial Planner Association takes its place.

In the financial planning sector all professionals are well guided by the Financial Planning Association (FPA) to ensure that Certified Financial Planners and other financial professionals are suitable to the positions that they hold in the financial services industry. The FPA is known to be the largest membership organization for Certified Financial Planner professionals in the United States. Aside from Certified Financial Planner professionals the other members also includes those people who support the financial planning process. There members are consists of Certified Financial Planners, financial services professionals, educators, students and more.

The Certified Financial Planner Association is a leadership and advocacy organization for those who provide support and benefit from financial planning. The organization is governed by a volunteer Board of Directors who is in charge of helping the organization reach its mission while following the organization’s by laws. This organization works with academic leaders, legislative bodies, regulatory bodies, financial services firms and also consumer interest organizations. The main goal of this organization is to be a community that provides the value of financial planning and at the same time advances the practice of financial planning. With it’s unique network of nationwide organization that encourages both personal and professional developments and networking in a local approach.

The FPA is greatly known as the heart of financial planning. At the same time this organization also represents a promise of financial well-being wherein you will be living in a world where everyone lives a good and prosperous life. Therefore, by having the FPA around you are certain that professionals under its supervision are truly on its right path with their respective roles in the industry.

Know about the Certified Financial Planner Association and its role in the industry. To understand more about the Certified Financial Planner Association you can go to and learn more what the FPA is all about.

Diploma Of Financial Planning, Should Investors Take It?

The global market isn’t as stable as it used to be because in all honesty it’s always bombarded with a lot of troubles and problems. The unstable economic situations in many countries around the world particularly the first world ones are causing much turmoil in the finance and business industry. As a result, the people from the top to the bottom are all being affected. Now, there’s one probably solution that’s rising for this. It’s that investors should take diploma of financial planning.

Whether you like it or not a lot of people these days have their investments in both direct and indirect ways. These investments are usually from their superannuation funds or managed investments. Most of the money that is being used here is usually managed but if there are large losses in the market, it’s common for people to doubt and think if they did the right thing or could they have done something better than what their fund managers did. This confusion makes more trouble but if they have enough knowledge it would be something that could easily be resolved.

By taking diploma of financial planning or by communicating with financial planning association with what’s the best thing to do, all these confusions can be addressed. Average investors don’t have to waste time asking help from seemingly self-proclaimed experts. They don’t have to be experts in the field but being familiar with the basic and advanced concepts and theories on investments and other terminologies can be a huge help. It’s also a protection in their part because they can easily determine if people are hoaxing them or are into a serious help. It’s not an easy task and it’s challenging.

The hardship will be worth it. It can be beneficial to his career as well because if you finish the course, you can take the certification exam and become a certified financial planner yourself. It will be a new career opportunity. You can have clients of your own which means that you’ll have more revenue. Certified financial planners are paid satisfactorily and if you have an exceptional skill in math and analysis, you might just get more clients. There’s no limit to this career as long as you have what it takes to become one. It’ll help your business a lot.

You don’t have to finish the diploma for financial planning. If you’re more focused on your current work and your investments, there’s no problem with that. The main thing is that you are well informed and you aren’t confused with what’s happening in your finances. The
options are yours and there’s no one to stop you as long as you do your best to put your finances and investments on top.

Meeting CFP Certification Requirements, A Must For Boosting Your Career

Having a very credible finance related certifications is very much recommended if you want to boost your career up even if you’re going to become a stock broker or even just a financial analyst for individuals or for huge companies. Anyone can become a stock broker or a financial advisor if he’s a graduate of finance related course like economics or accountancy. However, to become more successful in your field, you need to get some of those finance related certifications. The rewards are great because not only will you land on a better job, you will also have a higher salary base. As you go up the finance industry, you’ll gain more recognition and respect. More and more companies will get your services and you’ll just be overwhelmed by it.

One example would be becoming a certified financial planner or CFP. It’s one of the hottest jobs in the finance industry these days. It’s a tough wall to break as well but again, the rewards are greater. All you have to do is meet the CFP certification requirements and pass the CFP certification examination and you’ll get it done. It was written in one single sentence but really, it will take all your sweat and blood to get one of these certifications. Being a certified financial planner holds a great responsibility. One wrong decision and it could massively affect the operations and finances of the entire company. That’s the reason why the CFP board of standards stands by its guidelines to really pick out the best of the best finance advisers out there.

First in their list is that you should be a graduate of any finance related course. Knowing your place is very important in financial planning. You should already know the terminologies, the jargons etc. You should already know how the market works and you can predict where it is going. If you have a master’s degree in any of the fields of finance and business, it’s a lot better. This way, you won’t be surprised of the things you’re going to learn in CFP training school, which leads us to the next step.

Second, you have to attend a certified financial planner training school. This time, every principle in financial planning will specifically be taught. Your mentors will hone your skills in analyzing and reading data which will be used for creating effective financial plans. You will cover all the areas of financial planning from simple stock investment to retirement plans. Once you are all well-equipped with the knowledge and skills, you are now ready to take the next step.

Third, you will need at least three years of experience in financial planning. While you believe that you can do things because of the theories that you’ve learned, it’s still better to be exposed in real world situations, that way you can sharpen your skills all the more and be ready for the CFP certification exam. And yes, fourth would be the examination. It’s a 10 hour exam that will test everything you’ve learned. Once you pass it, then you can have the certification and you can officially call yourself a CFP. Add this to your resume and you’ll find a lot of companies will open their arms for you.

Meeting the CFP certification requirements will lead to another level of your career. As you go up the mountain of the finance industry, your value also increases and you will land on a better job and a higher paying one. Get to know more information on how to pass the CFP certification examination now.

Financial Planning Process, Explained

There are a lot of well-educated and trained persons accept for themselves the struggles they face even when facing basic financial concepts. This is actually an expected thing because most schools don’t give emphasis to financial management principles. However, this is where you need a professional financial planner. These guys work with those who are in charge and guide them in coordinat

e and manage the financial aspect of their lives. These professional financial planners don’t just show up and give you the best solutions; they actually have undergone a lot of challenges including meeting CFP requirements.

They needed to have background education in business and finance, they also need to undergo CFP courses and most of all pass the examinations to get their certificates and finally have their designation. More than that, they also have to take classes once in every two years for their continuing education and further training so as to maintain and improve their skills as financial planners.

Now, to explain the financial planning process, here are some thoughts you have to follow. It can actually be broken down to some several steps. First would be the preliminary meeting and evaluation. An initial interview is done where the financial planner and the client begins to know each other. This is also where the financial planner explains the services that are going to be provided as well as how he or she will be paid for these services. This is where the client can assess the planner if he is capable of doing what’s supposed to do. Trust is also being founded here to develop confidence to one another.

The Second step is gathering information as well as making goals. For the financial planning to be effective, the professional financial planner should gather enough information regarding the client. The information can vary from financial condition, income and expenditures to the client’s risk tolerance, expectations or even future standards. After gathering substantial data, it’s now time to create goals. These should be both long and short terms and the client needs to identify these things. After realizing these goals, it’s now time to rank them according to what’s given priority and importance.

The third part is creating a plan. To reach the goals, creation of plan is needed on how to work your way to achieve your target. After creating plan, it should be presented to client. He must explain it to the client in such a way that he would understand every area of it. Once this plan has been understood, it’s now time implement it. The professional financial planner has to be in constant monitoring to make sure that the plans are being executed well.

An additional step is reviewing the plans. Well, not all plans will work the way you want it but having proper review, any problems will immediately be solved and find ways to make things better. Financial planning process may be hard to explain in a short article but it has a rewarding result in the end.